Effective Date: August 26, 2014
At Libra, privacy is a top priority and We are firmly committed to guarding the confidence You have placed in Us and to use, responsibly and professionally, any information You provide. We won’t ask You for personal information unless We feel it is necessary to provide our Service. We won’t share Your personal information with anyone except to comply with the law or protect our rights. And we will never sell or lease personal information to any third party.
1. Your Information
In order to operate the Service, We may collect (a) “personal information” (i.e. information that could be used to contact You directly such credit/debit card information or email address); (b) “demographic information” (i.e. information that You submit, or that We collect, including, but not limited to, gender, age browsing history information, searching history information, and registration history information); (c) “geo-locational data” (i.e. information that can be used to identify Your physical location); and (d) “meta-data” (i.e. information which describes how, when and by whom a particular set of data was collected, and how the data is formatted). Collectively, this information is called “Your Information”.
2. Information Transfer
We may share aggregate information that does not identify You personally to From time to time, such as by publishing a report on trends in the usage of the Service. Please note that, while the aggregate data We provide will not identify You personally, in some instances third parties may be able to “de-anonymize” aggregate data to identify You personally based on additional information they have about You or that they receive from third parties. While We do not intend for third parties to de-anonymize the aggregate data We provide, if You are concerned about potentially being personally identified by Our third party marketing partners, You should not use the Service.
3. Credit Card Storage
4. Material You Choose to Reveal
You may post information, including personal information, on the Service although We recommend that You do not do so. We urge You to use good judgment. Do not post any information, including without limitation, personal information, that You do not want other users to know. Many internet connections are public and/or not secure, and other users using that same connection may have access to Your information; please make sure that You are using a secure internet connection.
YOU ASSUME ALL RESPONSIBILITY FOR ANY LOSS OF PRIVACY OR OTHER HARM RESULTING FROM YOUR VOLUNTARY DISCLOSURE OF PERSONAL INFORMATION.
5. Cookies/Personal Identifiers
Because personal identifiers allow You to take advantage of some of the essential features of the Service, We recommend that You allow access. For instance, if You block or otherwise reject personal identifiers, You may l not be able to use any services that require You to sign in.
6. Web Beacons
For our website, a “Web beacon,” also sometimes called a pixel tag or transparent GIF, is an object that is embedded in a web page. It is usually invisible to You, but allows website operators to check whether You have viewed a particular web page or email communication. We may place web beacons on our website, and in emails We send to You.
7. Third Parties’ Use of Web Beacons and Personal Identifiers
The Service may include third-party advertising, links to other websites, and other content from third-party businesses. These third-party sites, businesses, and advertisers, or advertising companies working on their behalf, may use Web beacons and personal identifiers to measure the effectiveness of their ads, personalize or optimize advertising content and to track users who link from their respective websites to the Service.
We do not have access to or control over such Web beacons or personal identifiers that these third parties may use. We are not responsible for the privacy practices or the content of these third-party websites. You are encouraged to review the privacy policies of the different websites You visit.
Some third-party advertising companies may provide a mechanism to opt-out of their technology. For more information about the opt-out process, You may visit the Network Advertising Initiative website, available at http://www.networkadvertising.org/managing/opt_out.asp.
8. How We Use Information
We may use Your information:
We may host discussions or other moderated forums for users who can help each other with technical and general questions. Topics for discussion may include technical support questions and problems, suggestions for improvement, or anything else that relates to the Service. Please remember that any information that is disclosed in this area becomes public information and You should exercise caution when deciding to disclose Your personal information.
9. Information Retention
To preserve the integrity of Our databases, Our standard procedures call for Us to retain information submitted by users for an indefinite length of time. Libra understands Your submissions as consent to store all Your information in one place for this indefinite length of time, if We so wish. If required by law, as is the case to comply with the Children’s Online Privacy Protection Act (COPPA), We will nullify user information by erasing it from Our database. We will also respond to written user requests to nullify account information.
Libra provides users the opportunity to opt-out of receiving communications from Us and Our partners. Libra also gives users the option to remove their information from Our database, to not receive future communications or to no longer receive Our service.
11. Special Cases in Which We Share Personal Information
12. Our Security Precautions
Your profile is password-protected so that only You have access to Your account information. In order to maintain this protection, do not give Your password to anyone. Libra staff will never proactively reach out to You and ask for any personal account information, including Your password. For our Web Application, You should sign out of Your account and the browser window before someone else obtains access. You should never share devices. This will help protect Your information entered on public terminals from disclosure to third parties.
The Service is not directed to children under the age of 13. We do not knowingly collect information from anyone we know to be under 13 years of age.
14. European Union Users
Our business is located primarily in the United States. If You provide information to us, the information will be transferred out of the European Union (EU) to the United States. By providing personal information to us, You are consenting to its storage and use as described herein.
16. Contacting Libra