Privacy

Effective Date: August 26, 2014

At Libra, privacy is a top priority and We are firmly committed to guarding the confidence You have placed in Us and to use, responsibly and professionally, any information You provide. We won’t ask You for personal information unless We feel it is necessary to provide our Service. We won’t share Your personal information with anyone except to comply with the law or protect our rights. And we will never sell or lease personal information to any third party.

This Privacy Policy applies to transactions and activities and data gathered through the service (“Service”) provided on our website. The purpose of this Privacy Policy is to notify You of what information of Yours is collected; how the information is used; with whom the information may be shared; what choices are available to You regarding collection, use and distribution of the Information; what kind of security procedures are in place to protect the loss, misuse or alteration of Information under Our control; and how You can correct any inaccuracies in the information.

Please note that this Privacy Policy is a legally binding agreement made between You (“You,” “Your,” or “Yourself”) and Libra Services Inc., a Delaware corporation (“Libra” “We,” “Us” or “Our”).

1. Your Information

In order to operate the Service, We may collect (a) “personal information” (i.e. information that could be used to contact You directly such credit/debit card information or email address); (b) “demographic information” (i.e. information that You submit, or that We collect, including, but not limited to, gender, age browsing history information, searching history information, and registration history information); (c) “geo-locational data” (i.e. information that can be used to identify Your physical location); and (d) “meta-data” (i.e. information which describes how, when and by whom a particular set of data was collected, and how the data is formatted). Collectively, this information is called “Your Information”.

2. Information Transfer

We do not sell, rent or transfer Your personal information to third parties without Your explicit consent and We only use Your Information as described in this Privacy Policy. We view protection of privacy as a critical community principle. We understand clearly that Your information and Your trust is one of Our most important assets. We store and process Your information on computers that are protected by physical as well as technological security devices. We use third parties to verify and certify Our privacy principles. If You object to Your Information being transferred or used as specified in this agreement, please do not use or access Our Service.

We may share aggregate information that does not identify You personally to From time to time, such as by publishing a report on trends in the usage of the Service. Please note that, while the aggregate data We provide will not identify You personally, in some instances third parties may be able to “de-anonymize” aggregate data to identify You personally based on additional information they have about You or that they receive from third parties. While We do not intend for third parties to de-anonymize the aggregate data We provide, if You are concerned about potentially being personally identified by Our third party marketing partners, You should not use the Service.

In addition, as We continue to develop Our business, We might sell subsidiaries, or business units. In such transactions, customer information generally is one of the transferred business assets but remains subject to applicable data protection laws and the promises made in any pre-existing privacy policy. Also, in the unlikely event that We, or substantially all of Our assets are acquired, customer information will of course be one of the transferred assets.

3. Credit Card Storage

Your payment or banking information, including credit card information, will be stored by a third party, which is PCI compliant and exceeds industry standards for financial security. Your payment or banking information may be used to charge applicable fees as specified in the Terms of Use.

4. Material You Choose to Reveal

You may post information, including personal information, on the Service although We recommend that You do not do so. We urge You to use good judgment. Do not post any information, including without limitation, personal information, that You do not want other users to know. Many internet connections are public and/or not secure, and other users using that same connection may have access to Your information; please make sure that You are using a secure internet connection.

YOU ASSUME ALL RESPONSIBILITY FOR ANY LOSS OF PRIVACY OR OTHER HARM RESULTING FROM YOUR VOLUNTARY DISCLOSURE OF PERSONAL INFORMATION.

5. Cookies/Personal Identifiers

In addition to the information gathered as described above, We may use cookies or similar data storage technologies (“personal identifiers’’) which are necessary to enable Your use of the Service. If You have given Your consent, We may further use these personal identifiers to track the content You view, and the nature of Your interactions with other users of the Service each time You use the Service, so that We can better serve You when You return to the Service. We may also use such personal identifiers to help advertisers and publishers serve and manage ads provided on and through the Service.

Because personal identifiers allow You to take advantage of some of the essential features of the Service, We recommend that You allow access. For instance, if You block or otherwise reject personal identifiers, You may l not be able to use any services that require You to sign in.

6. Web Beacons

For our website, a “Web beacon,” also sometimes called a pixel tag or transparent GIF, is an object that is embedded in a web page. It is usually invisible to You, but allows website operators to check whether You have viewed a particular web page or email communication. We may place web beacons on our website, and in emails We send to You.

7. Third Parties’ Use of Web Beacons and Personal Identifiers

The Service may include third-party advertising, links to other websites, and other content from third-party businesses. These third-party sites, businesses, and advertisers, or advertising companies working on their behalf, may use Web beacons and personal identifiers to measure the effectiveness of their ads, personalize or optimize advertising content and to track users who link from their respective websites to the Service.

We do not have access to or control over such Web beacons or personal identifiers that these third parties may use. We are not responsible for the privacy practices or the content of these third-party websites. You are encouraged to review the privacy policies of the different websites You visit.

Some third-party advertising companies may provide a mechanism to opt-out of their technology. For more information about the opt-out process, You may visit the Network Advertising Initiative website, available at http://www.networkadvertising.org/managing/opt_out.asp.

8. How We Use Information

We may use Your information:

  • To provide You with our Service.
  • To respond to Your requests or provide You with further information about Libra or our Service and new developments thereto.
  • To provide You with personalized content and ads.
  • To give Our website and product developers information that may be useful for developing new features and products for customers.
  • To improve the content and navigability of the Service.
  • To alert You to new features, products, events and special offers.
  • To enforce Our Terms of Use.
  • In connection with promotions that You may choose to participate in. Any information You submit in connection with promotions will be subject to the terms of the promotion, not this Privacy Policy. You will be given the option to consent to the use of Your information at the time You sign up for the promotion. You will not be required to participate in any promotion, contest or giveaway.
  • If required to do so by law, court order or other government or law enforcement authority or regulatory agency; or, if We believe in good faith that disclosing this information is necessary or advisable, including, for example, to protect the rights, property, or safety of Libra, You, users, or others. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction.

We may host discussions or other moderated forums for users who can help each other with technical and general questions. Topics for discussion may include technical support questions and problems, suggestions for improvement, or anything else that relates to the Service. Please remember that any information that is disclosed in this area becomes public information and You should exercise caution when deciding to disclose Your personal information.

9. Information Retention

To preserve the integrity of Our databases, Our standard procedures call for Us to retain information submitted by users for an indefinite length of time. Libra understands Your submissions as consent to store all Your information in one place for this indefinite length of time, if We so wish. If required by law, as is the case to comply with the Children’s Online Privacy Protection Act (COPPA), We will nullify user information by erasing it from Our database. We will also respond to written user requests to nullify account information.


10. Choice/Opt-Out

Libra provides users the opportunity to opt-out of receiving communications from Us and Our partners. Libra also gives users the option to remove their information from Our database, to not receive future communications or to no longer receive Our service.

11. Special Cases in Which We Share Personal Information

We may disclose personal information when We determine that such disclosure is necessary to comply with applicable law, to cooperate with law enforcement or to protect the interests or safety of Libra or other visitors to the Service. We also may disclose Your personal information to Our subsidiary and parent companies and businesses, and other affiliated legal entities and businesses with whom We are under common control. Whenever personal information is disclosed under this paragraph, We may also disclose Your demographic information along with it, on a non-anonymous basis. All of Our parent, subsidiary and affiliated legal entities and businesses that receive Your personal information or non-anonymous demographic information from Us will comply with the terms of this Privacy Policy with respect to their use and disclosure of such information.

12. Our Security Precautions

Your profile is password-protected so that only You have access to Your account information. In order to maintain this protection, do not give Your password to anyone. Libra staff will never proactively reach out to You and ask for any personal account information, including Your password. For our Web Application, You should sign out of Your account and the browser window before someone else obtains access. You should never share devices. This will help protect Your information entered on public terminals from disclosure to third parties.

Unfortunately, no data transmission can be guaranteed to be 100% secure. As a result, We cannot guarantee the security of any information You transmit, and You do so at Your own risk. If You have any further questions on this issue, please refer to Libra Terms of Use. Libra expressly disclaims any liability that may arise should any other individuals obtain the information You submit.

13. Children

The Service is not directed to children under the age of 13. We do not knowingly collect information from anyone we know to be under 13 years of age.

14. European Union Users

Our business is located primarily in the United States. If You provide information to us, the information will be transferred out of the European Union (EU) to the United States. By providing personal information to us, You are consenting to its storage and use as described herein.

15. Changing our Privacy Policy for Previously Gathered Information

If at any point We decide to use particular personal information in a manner materially different from that stated at the time it was collected, We will notify users by way of an email and Your continued use of the Service will constitute Your acceptance of the new use terms. We also encourage You to review this Privacy Policy periodically. By using the Service, You do hereby represent and warrant that You have read, understand and agree to all terms of this Privacy Policy.

16. Contacting Libra

If You have any questions about this Privacy Policy, the practices of Libra or Your dealings with Libra, You may contact Us at [email protected]